Francis Gill is the Head of Actuary at OneSpark. He is an experienced Actuary with a demonstrated history of working in the financial services industry, specializing in pricing, research and product development in life insurance. Strong finance professional with a BCom (Hons) focused in actuarial science and statistics from Stellenbosch University. The World’s First AI-Powered, Pay-as-You-Need and Peer-to-Peer life insurance model. OneSpark, the new-age, globally backed start-up on the block that’s completely re-inventing and disrupting the global insurance industry to doing everything they can to create a better future for all South Africans, has just launched the world’s first AI-powered, Pay-as-You- Need and Peer-to-Peer life insurance product.